In this class, we break down the Truth in Lending Act (TILA) and the Fair Credit Billing Act (FCBA), focusing on how these laws regulate creditor behavior and protect consumers. The session connects legal requirements with real-world application, showing you not just what the law says, but how to actually use it.
What You’ll Learn:
Core provisions of TILA and FCBA and how they apply to your accounts
Required disclosures creditors must provide and why they matter
What qualifies as a billing error under federal law
How to properly structure and submit disputes
Key timing rules and how they impact your rights
How creditors are required to investigate and respond
How accounting ties into billing errors and transaction recording
Why errors occur and how to identify them
Included Materials:
3 supporting resources to help you better understand and apply your rights as a consumer
This class is designed to bridge the gap between regulation and execution, giving you the knowledge and structure needed to confidently navigate and challenge credit and billing issues.
In this class, we break down the Truth in Lending Act (TILA) and the Fair Credit Billing Act (FCBA), focusing on how these laws regulate creditor behavior and protect consumers. The session connects legal requirements with real-world application, showing you not just what the law says, but how to actually use it.
What You’ll Learn:
Core provisions of TILA and FCBA and how they apply to your accounts
Required disclosures creditors must provide and why they matter
What qualifies as a billing error under federal law
How to properly structure and submit disputes
Key timing rules and how they impact your rights
How creditors are required to investigate and respond
How accounting ties into billing errors and transaction recording
Why errors occur and how to identify them
Included Materials:
3 supporting resources to help you better understand and apply your rights as a consumer
This class is designed to bridge the gap between regulation and execution, giving you the knowledge and structure needed to confidently navigate and challenge credit and billing issues.