This Replay will provide a detailed breakdown of the Fair Debt Collection Practices Act (FDCPA) and how it applies in real-world debt collection scenarios.
Day 1 focuses on foundational understanding and practical application, including:
A clear explanation of the FDCPA and key consumer protections
A step-by-step breakdown of debt validation letters and how to properly structure them
An overview of forward flow agreements and how debt buyers acquire accounts
A detailed explanation of charge-offs, including how they are treated in accounting and collections
Day 2 shifts into legal application, where we analyze five key FDCPA-related court cases that highlight:
VanGordon v. Med-1 Solutions, LLC
Failure to properly investigate and respond to a dispute can violate the FDCPA—collectors must do more than rely on incomplete or inaccurate information.
Chaudhry v. Gallerizzo
Debt validation does not require full proof of the debt—only enough verification to confirm the debt is what the collector claims.
Jerman v. Carlisle, McNellie, Rini, Kramer & Ulrich LPA
Debt collectors are liable for legal misstatements—mistakes of law are not a defense under the FDCPA.
Fields v. Wilber Law Firm P.C.
Failing to clearly disclose fees or adding undisclosed charges can constitute a false or misleading representation of the debt.
Heintz v. Jenkins
The FDCPA applies to attorneys engaged in debt collection, legal professionals are not exempt from compliance.
This class is designed to give you both the foundation and practical tools needed to understand, identify, and respond to improper debt collection practices. Once purchased you will have access to all materials within 24 hours.
This Replay will provide a detailed breakdown of the Fair Debt Collection Practices Act (FDCPA) and how it applies in real-world debt collection scenarios.
Day 1 focuses on foundational understanding and practical application, including:
A clear explanation of the FDCPA and key consumer protections
A step-by-step breakdown of debt validation letters and how to properly structure them
An overview of forward flow agreements and how debt buyers acquire accounts
A detailed explanation of charge-offs, including how they are treated in accounting and collections
Day 2 shifts into legal application, where we analyze five key FDCPA-related court cases that highlight:
VanGordon v. Med-1 Solutions, LLC
Failure to properly investigate and respond to a dispute can violate the FDCPA—collectors must do more than rely on incomplete or inaccurate information.
Chaudhry v. Gallerizzo
Debt validation does not require full proof of the debt—only enough verification to confirm the debt is what the collector claims.
Jerman v. Carlisle, McNellie, Rini, Kramer & Ulrich LPA
Debt collectors are liable for legal misstatements—mistakes of law are not a defense under the FDCPA.
Fields v. Wilber Law Firm P.C.
Failing to clearly disclose fees or adding undisclosed charges can constitute a false or misleading representation of the debt.
Heintz v. Jenkins
The FDCPA applies to attorneys engaged in debt collection, legal professionals are not exempt from compliance.
This class is designed to give you both the foundation and practical tools needed to understand, identify, and respond to improper debt collection practices. Once purchased you will have access to all materials within 24 hours.